55 Fletcher Ln, Hampstead, NC 28443 Property Records

Pender County property record for 55 Fletcher Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,076 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$285,500 (Oct 2016)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3282-62-2665-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-62-2665-0000`
Alternative APNs	`400972755` `972755`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,076 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Patio Area	170 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400972755
Street Address	55 FLETCHER LN
City	HAMPSTEAD
State	NC
Zip	28443-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 85 PB 58/70 HAMPSTEAD LANDING
Legal Subdivision	HAMPSTEAD LANDING
Legal Lot Number	85
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2035
Census Tract	920202

Owner

55 Fletcher Ln is owned and occupied by an individual who bought it in October 2016.

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	55 FLETCHER LN, HAMPSTEAD, NC 28443-7738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2018	Deed of Trust, Mortgage · VA Mortgage ALPHA MORTGAGE CORP
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2016 · Amount on File
Deed Sale	Oct 6, 2016 · Amount on File
Deed Document Number	0026764629
Deed Book / Page	2676 / 4629
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	55 FLETCHER LN, HAMPSTEAD, NC 28443-7738
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0047672981
Date	Oct 13, 2021
Book Page	4767/2981

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	55 FLETCHER LN, HAMPSTEAD, NC 28443-7738
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046731425
Date	Oct 30, 2018
Book Page	4673/1425

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	55 FLETCHER LN, HAMPSTEAD, NC 28443-7738
Document Number	0047101856
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 FLETCHER LN HAMPSTEAD NC 284437738, HAMPSTEAD, NC 28443-7738

Mortgage

Document Number	0047101856
Date	May 1, 2020
Book Page	004710/001856
Instrument	20062906

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Fletcher Ln was $3,006.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00	$742,878 Land $56,805 Building $686,073	$742,878 Land $56,805 Building $686,073
2023		$348,455 (+4.75%) Land $70,853 Building $277,602	$348,455 (+4.75%) Land $70,853 Building $277,602
2022	$2,504.00	$332,640 Land $70,853 Building $261,787	$332,640 Land $70,853 Building $261,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Fletcher Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Fletcher Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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