Rockcastle County property record for 55 Fish St, Mount Vernon, KY 40456
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $69,500 (Nov 2022) |
| Tax Bill | $569 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034NE-04-004 |
| Primary APN | 034NE-04-004 |
|---|---|
| Alternative APNs |
|
| Account Number | 325201 |
|---|---|
| Street Address | 55 FISH ST |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950202 |
55 Fish St is owned and occupied by an individual who bought it in November 2022.
Source: Rockcastle County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Nov 15, 2022 | Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 28, 2019 | Deed, Transfer |
| Nov 16, 2013 | Deed, Transfer · ARM COMMUNITY TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 373077 |
| Deed Book / Page | 285 / 363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Document Number | 000365/255 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 365/255 |
| Instrument | 426888 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 3, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Nov 15, 2022 |
| Property Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Document Number | 000285/363 |
| Book / Page | 285 / 363 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 373077 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 MERCURY DR, MOUNT VERNON, KY 40456-6573 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Document Number | 0000373078 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 373078 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Jun 28, 2019 |
| Property Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Document Number | 00D269/347 |
| Book / Page | D269 / 347 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 160193 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 624, LONDON, KY 40743-0624 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Nov 16, 2013 |
| Property Address | 55 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Document Number | DEED246/061 |
| Book / Page | DEED 246 / 061 |
| Instrument Date | Oct 29, 2013 |
| Instrument | 132769 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 TYREE ST, BRODHEAD, KY 40409-8024 |
| Name | Verified Name |
|---|---|
| Address | 25 FISH ST, MOUNT VERNON, KY 40456-2621 |
| Document Number | MTG252/398 |
|---|---|
| Date | Nov 16, 2013 |
| Book Page | MTG 252/398 |
| Instrument | 132770 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 1, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
The 2025 property tax bill for 55 Fish St was $569, down 0.7% from the year before.
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Municipality | Mount Vernon City |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 (-0.7%) | $70,000 (-) | $70,000 (-) |
| 2024 | $573.00 (+25.93%) | $70,000 (+27.27%) | $70,000 (+27.27%) |
| 2023 | $455.00 | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Fish St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Fish St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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