55 First Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 55 First Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2019)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Aug 2022 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0616-75`

Property Details

APN / Parcel Number

Primary APN	`2-0616-75`
Alternative APN	`GLOC M:0PL B:151`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-0616-75
Street Address	55 FIRST RD
City	CHEPACHET
State	RI
Zip	02814-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	151
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	3
Census Block	3019
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 FIRST RD, CHEPACHET, RI 02814-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	201941261
Deed Book / Page	797 / 282
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	55 FIRST RD, CHEPACHET, RI 02814-1227
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000909-322
Date	Aug 11, 2022
Book Page	909/322
Instrument	50219

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	55 FIRST RD, CHEPACHET, RI 02814-1227
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	868-52
Date	May 19, 2021
Book Page	868/52
Instrument	46848

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jul 1, 2019
Property Address	55 FIRST RD, CHEPACHET, RI 02814-1227
Document Number	797-282
Book / Page	797 / 282
Instrument Date	Jun 28, 2019
Instrument	41261
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FIRST RD, CHEPACHET, RI 02814-1227

Mortgage

Document Number	41262
Date	Jul 1, 2019
Instrument	41262

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (+0.07%)	$205,800 (-) Land $96,900 Building $108,900	$330,778
2023	$2,933.00 (-11.23%)	$205,800 (+16.4%) Land $96,900 Building $108,900
2022	$3,304.00	$176,800 Land $66,100 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECHO LAKE WATER DISTRICT private · serves 160 people · EPA ID RI2980414
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	21 ppb (2025–2027) action level 15 ppb
Copper	1.93 mg/L (2025–2027) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First Rd

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