55 Fire Rd 7, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 55 Fire Rd 7, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 1991
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Jun 2025)
Tax Bill	$13,776 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jun 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:010.0 B:0000 L:0016.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:010.0 B:0000 L:0016.0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,798 sqft Living Area
Gross Area	4,770 sqft
1st Floor Area	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 FIRE RD 7
City	LANCASTER
State	MA
Zip	01523-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	16.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4035
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 FIRE RD 7, LANCASTER, MA 01523-3045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Jun 12, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NBKC BANK
Dec 26, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Mar 7, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROLLSTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Mar 7, 2018
Deed Document Number	202547406
Deed Book / Page	72110 / 103
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	55 FIRE RD 7, LANCASTER, MA 01523-3045
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066398-196
Date	Oct 28, 2021
Book Page	66398/196
Instrument	151415

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Jun 12, 2025
Property Address	55 FIRE RD 7, LANCASTER, MA 01523-3045
Document Number	072110-103
Book / Page	72110 / 103
Instrument Date	Jun 12, 2025
Instrument	47406
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 FIRE RD 7, LANCASTER, MA 01523-3045

Mortgage

Document Number	0000047407
Date	Jun 12, 2025
Instrument	47407

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Dec 26, 2019
Property Address	55 FIRE RD 7, LANCASTER, MA 01523-3045
Document Number	61652-337
Book / Page	61652 / 337
Instrument Date	Dec 23, 2019
Instrument	141010
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FIRE RD 7, LANCASTER, MA 01523-3045

Mortgage

Document Number	61652-340
Date	Dec 26, 2019
Book Page	61652/340
Instrument	141011

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Mar 7, 2018
Property Address	55 FIRE RD 7, LANCASTER, MA 01523-3045
Document Number	58515-95
Book / Page	058515 / 000095
Instrument Date	Mar 1, 2018
Instrument	21624
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	55 FIRE RD 7 LANCASTER MA 015233045, LANCASTER, MA 01523-3045

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	55 FIRE RD 7, LANCASTER, MA 01523-3045
Document Number	57444-292
Book / Page	057444 / 000292
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57444-292
Date	Jul 20, 2017
Book Page	057444/000292
Instrument	76945

Lender

Name	ROLLSTONE BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,776.00 (+2.23%)	$852,500 (+14.12%) Land $251,000 Building $601,500	$1,133,635 (-16.62%)
2024			$1,359,640
2023		$747,000 Land $194,800 Building $552,200
2022	$13,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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