Rowan County property record for 55 Fairview Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,572 sqft · built 1937 |
| Lot Size | 3.09 acres (134,949 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $385 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00 00 034.02 |
| Primary APN | 044-00 00 034.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| Year Built | Built 1937 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 134,949 sqft (3.09 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6885 |
|---|---|
| Street Address | 55 FAIRVIEW DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.019 A+- & HOUSE KY 32 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950100 |
55 Fairview Dr is owned and occupied by two individuals.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 FAIRVIEW DR, MOREHEAD, KY 40351-9198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000154129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 25, 2026 |
| Property Address | 55 FAIRVIEW DR, MOREHEAD, KY 40351-9198 |
| Document Number | 0002050941 |
| Book / Page | 498 / 736 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20262050941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 55 FAIRVIEW DR, MOREHEAD, KY 40351-9198 |
| Document Number | 0002050941, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 498/736 |
| Instrument | 20262050941 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 55 Fairview Dr was $385 with a homeowner's exemption.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $385.00 Homeowner's exemption | $95,200 Land $25,000 Building $70,200 | $95,200 Land $25,000 Building $70,200 |
| 2023 | $376.00 Homeowner's exemption | $90,500 Land $25,000 Building $65,500 | $90,500 Land $25,000 Building $65,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Fairview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Fairview Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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