55 Fairmount Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 55 Fairmount Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,184 sqft · built 1964
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2018)
Tax Bill	$12,640 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05 00545-M-00002`

Property Details

APN / Parcel Number

Primary APN	`05 00545-M-00002`
Alternative APNs	`05-00545-13-00002-01` `0500545000M00002` `00014746`

Interior

Stories	2 Stories
Building Area	2,184 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 91 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 FAIRMOUNT AVE
City	EDISON
State	NJ
Zip	08820-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	91X100 IRR
Legal Subdivision	OAK TREE GARDENS
Legal Block	545.1
Legal Lot Number	2.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3002
Census Tract	1413

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 FAIRMOUNT AVE, EDISON, NJ 08820-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
May 14, 2018	Deed, Transfer · ARM INVESTORS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Deed Document Number	201843709
Deed Book / Page	17181 / 1345
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 FAIRMOUNT AVE, EDISON, NJ 08820-2032
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SILK ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091861
Date	Nov 1, 2019
Book Page	17672/1936
Instrument	2019091861

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 FAIRMOUNT AVE, EDISON, NJ 08820-2032
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127671
Date	Oct 7, 2021
Book Page	18665/96
Instrument	2021127671

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 FAIRMOUNT AVE, EDISON, NJ 08820-2032
Document Number	0000112739
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 FAIRMOUNT AVE EDISON NJ 088202032, EDISON, NJ 08820-2032

Mortgage

Document Number	0000112739
Date	Nov 10, 2020
Book Page	018122/001033
Instrument	112739

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 14, 2018
Property Address	55 FAIRMOUNT AVE, EDISON, NJ 08820-2032
Document Number	0000043709
Book / Page	17181 / 1345
Instrument Date	May 2, 2018
Instrument	201800043709
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 FAIRMOUNT AVE, 55, EDISON, NJ 08820-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FAIRMOUNT AVE, EDISON, NJ 08820-2032

Mortgage

Document Number	0000043710
Date	May 14, 2018
Instrument	201800043710

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,400 (-) Land $108,200 Building $104,200	$212,400 (-) Land $108,200 Building $104,200
2025	$12,640.00 (+3.83%)	$212,400 (-) Land $108,200 Building $104,200	$212,400 (-) Land $108,200 Building $104,200
2024	$12,174.00 (+0.47%)
2023		$212,400 Land $108,200 Building $104,200	$212,400 Land $108,200 Building $104,200
2022	$12,117.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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