Bonner County property record for 55 Esther Ln, Sandpoint, ID 83864 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,320 sqft · built 2023 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,500 (Jan 2024) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP008100000040A |
| Primary APN | RP008100000040A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Finished Area |
| 1st Floor Area | 1,320 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 55 ESTHER LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-7972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-57N-1W SUNNYSIDE BAY LOT 4 PHASE 2 - CPWRS |
| Legal Range | 01W |
| Legal Township | 57N |
| Legal Section | 10 |
| Legal Subdivision | SUNNYSIDE BAY |
| Legal Phase | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 950202 |
Source: Bonner County records · APN RP008100000040A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 ESTHER LN, SANDPOINT, ID 83864-7972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST CREDIT UNION |
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 02, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK |
| Jun 22, 2021 | Warranty Deed, Transfer NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2024 · Amount on Record |
| Deed Sale | Jan 02, 2024 · Amount on Record |
| Prior Sale | Jun 22, 2021 |
| Deed Document Number | 20241029132 |
| Prior Transfer Date | Dec 27, 2023 |
| Prior Transfer Doc | 0001029132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 17, 2026 |
| Property Address | 55 ESTHER LN, SANDPOINT, ID 83864-7972 |
| Document Number | 0001064646 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20261064646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 135 OSPREY ROOST RD, SANDPOINT, ID 83864-8425 |
| Document Number | 0001064646, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 20261064646 |
| Name | NORTHWEST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 55 ESTHER LN, SANDPOINT, ID 83864-7972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|---|
| Address | 55 ESTHER LN, SANDPOINT, ID 83864-7972 |
| Document Number | 0001057454 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 1057454 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 02, 2024 |
| Property Address | 55 ESTHER LN, SANDPOINT, ID 83864-7972 |
| Document Number | 0001029132 |
| Map Reference | MB 4 PG 74 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 1029132 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 477, KOOTENAI, ID 83840-0477 |
| Document Number | 0001029133 |
|---|---|
| Date | Jan 02, 2024 |
| Instrument | 1029133 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jun 22, 2021 |
| Property Address | 55 ESTHER LN, SANDPOINT, ID 83864-7972 |
| Document Number | 0000985772 |
| Map Reference | MB 4 PG 74 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 985772 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 205 BRITTANY LOOP, SANDPOINT, ID 83864-9536 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,311 (-) | $672,311 (-) | |
| 2025 | $2,065.00 (+152.14%) Homeowner's exemption | $672,311 (+228.45%) Land $284,310 Building $388,001 | $672,311 (+228.45%) Land $284,310 Building $388,001 |
| 2023 | $819.00 | $204,693 Land $204,693 | $204,693 Land $204,693 |
Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 12% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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