Harnett County property record for 55 Ernest Ln, Linden, NC 28356
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,620 sqft · built 1940 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300 (Jan 1970) |
| Tax Bill | $1,560 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500068499 |
| Primary APN | 1500068499 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Heated Area |
| 1st Floor Area | 1,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1500068499 |
|---|---|
| Street Address | 55 ERNEST LN |
| City | LINDEN |
| State | NC |
| Zip | 28356-8546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20M |
| Legal Description | LOT#8 1.60AC WALKER M8-19 |
| Legal Subdivision | FLORENCE WALKER DIV |
| Legal Lot Number | 8 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | STEWARTS CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 70600 |
55 Ernest Ln, a rural home, is owned by an individual who acquired it in December 2024.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2514 WALKER RD, LINDEN, NC 28356-8626 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 1970 · Amount on File |
| Deed Sale | Jan 14, 1970 · Amount on File |
| Deed Book / Page | 524 / 68 |
| Last Transfer Date | Dec 13, 2024 |
| Transfer Doc | 0000022139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 55 ERNEST LN, LINDEN, NC 28356-8546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010813 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 3525/0387 |
| Instrument | 2017010813 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 10, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 55 Ernest Ln was $1,560, up 65.4% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,560.00 (+65.43%) | $199,388 (+62.78%) | $199,388 (+62.78%) Land $41,660 Building $157,728 |
| 2025 | $943.00 | $122,491 | $122,491 Land $27,330 Building $95,161 |
| 2023 | $620.00 Veteran's exemption | $122,491 | $122,491 Land $27,330 Building $95,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Ernest Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (2016–2018) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Ernest Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
4G LTE only, no 5G reported
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