Middlesex County and Old Bridge Township property record for 55 Emerald Ln, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,452 sqft · built 1991 |
| Lot Size | 0.046 acres (1,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,000 (May 2022) |
| Tax Bill | $8,245 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-16005-0000-00055 |
| Primary APN | 15-16005-0000-00055 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 1,982 sqft (0.046 acres) |
| Lot Dimensions | 66 ft deep x 30 ft wide |
| Account Number | 12787000 |
|---|---|
| Street Address | 55 EMERALD LN |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 30X66 |
| Legal Subdivision | FOXBOROUGH VILLAGE SEC 01-B |
| Legal Block | 16005 |
| Legal Lot Number | 55 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 7804 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 EMERALD LN, OLD BRIDGE, NJ 08857-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2014 · Amount on Record |
| Deed Document Number | 202249693 |
| Deed Book / Page | 18936 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 24, 2022 |
| Property Address | 55 EMERALD LN, OLD BRIDGE, NJ 08857-3354 |
| Document Number | 0000049693 |
| Book / Page | 18936 / 105 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022049693 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | SHEPHERD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,579.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 CROSSPOINTE DR, 155, EAST BRUNSWICK, NJ 08816-1843 |
| Name | Verified Name |
|---|---|
| Address | 55 EMERALD LN, OLD BRIDGE, NJ 08857-3354 |
| Document Number | 0000049694 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022049694 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,700 (-) Land $37,900 Building $94,800 | $132,700 (-) Land $37,900 Building $94,800 | |
| 2025 | $8,245.00 (+10.04%) | $132,700 (-) Land $37,900 Building $94,800 | $132,700 (-) Land $37,900 Building $94,800 |
| 2024 | $7,493.00 (+6.69%) | ||
| 2023 | $132,700 Land $37,900 Building $94,800 | $132,700 Land $37,900 Building $94,800 | |
| 2022 | $7,023.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jan 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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