55 Emerald Cv, Gulfport, MS 39503 Property Records

Harrison County property record for 55 Emerald Cv, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,362 sqft · built 1974
Owner	Individual Name on File
Last Sale	$209,900 (Jun 2023)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0808B-04-078.000`

Property Details

APN / Parcel Number

Primary APN	`0808B-04-078.000`
Alternative APN	`046012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,362 sqft Adjusted Area
1st Floor Area	1,897 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Patio Area	90 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	046012
Street Address	55 EMERALD CV
City	GULFPORT
State	MS
Zip	39503-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 BRIARWOOD WEST SUBD
Legal Range	11
Legal Township	07
Legal Section	03
Legal Subdivision	BRIARWOOD WEST SUBD
Legal Lot Number	55
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	3212

Owner

55 Emerald Cv is owned and occupied by an individual who bought it in June 2023.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	55 EMERALD CV, GULFPORT, MS 39503-2405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Apr 20, 2017	Deed of Trust, Mortgage WHITNEY BANK
Jun 3, 2020	Warranty Deed, Transfer · VA Mortgage GULF SOUTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Jun 3, 2020
Deed Document Number	2023-0012042-D-J1
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 22, 2023
Property Address	55 EMERALD CV, GULFPORT, MS 39503-2405
Document Number	20230012042DJ1
Map Reference	PB 28 PG 30
Instrument Date	Jun 21, 2023
Instrument	2023-0012042-D-J1
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 W LIMESTONE RD, FORT FAIRFIELD, ME 04742-3143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 EMERALD CV, GULFPORT, MS 39503-2405

Mortgage

Document Number	20230012043TJ1
Date	Jun 22, 2023
Instrument	2023-0012043-T-J1

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	55 EMERALD CV, GULFPORT, MS 39503-2405
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170003576TJ1
Date	Apr 20, 2017
Instrument	2017-0003576-T-J1

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39507

Agreement

Amount	Amount on Record
Term	299 Months
Due	Mar 27, 2042

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 3, 2020
Property Address	55 EMERALD CV, GULFPORT, MS 39503-2405
Document Number	20200005965DJ1
Map Reference	PB 28 PG 30
Instrument Date	May 29, 2020
Instrument	2020-0005965-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10441 WADE LN, 10441, GULFPORT, MS 39503-4125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 EMERALD CV, GULFPORT, MS 39503-2405

Mortgage

Document Number	20200005163TJ1
Date	Jun 3, 2020
Instrument	2020-0005163-T-J1

Lender

Name	GULF SOUTH MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 Emerald Cv was $624 with a homeowner's exemption, up 0.2% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (+0.16%) Homeowner's exemption	$13,353	$133,534 Land $23,000 Building $110,534
2024	$623.00 (-48.51%)
2023	$1,210.00 (-33.73%)	$10,127 (-33.33%)	$101,268 (-) Land $23,000 Building $78,268
2022	$1,826.00	$15,190	$101,268 Land $23,000 Building $78,268

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55 Emerald Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (1993–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Emerald Cv is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GULFPORT serves 75,056 people · EPA ID MS0240003
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CoastConnect.

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