55 Ely St, #57, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 55 Ely St, #57, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,496 sqft · built 2002
Lot Size	0.227 acres (9,892 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Nov 2002)
Tax Bill	$6,451 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0037 B:0006 L:2`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0037 B:0006 L:2`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,792 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,892 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55 ELY ST, 57
City	HOLYOKE
State	MA
Zip	01040-6216
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BL
Legal Block	6
Legal Lot Number	2
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1019
Census Tract	811400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Holyoke Canal System listed 1980 · 4 contributing resources · NRIS 80000473

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 ELY ST, 57, HOLYOKE, MA 01040-6216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2002 · Amount on Record
Deed Sale	Nov 15, 2002 · Amount on Record
Deed Book / Page	12720 / 103
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	55-57 ELY ST, HOLYOKE, MA 01040
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024824-114
Date	Dec 1, 2022
Book Page	24824/114
Instrument	70207

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	55-57 ELY ST, HOLYOKE, MA 01040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21884-323
Date	Oct 2, 2017
Book Page	21884/323
Instrument	58072

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,451.00 (+6.79%)	$370,100 (+6.97%) Land $39,800 Building $329,300	$334,904
2025	$6,041.00 (+3.64%)	$346,000 (+12.48%) Land $37,200 Building $308,800
2024	$5,829.00 (+9.01%)	$307,600 (+7.93%) Land $35,400 Building $272,200
2023	$5,347.00	$285,000 Land $35,400 Building $249,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Verizon.

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