Schenectady County and Schenectady City property record for 55 Elm St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,514 sqft · built 1900 |
| Lot Size | 0.108 acres (4,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Aug 1994) |
| Tax Bill | $4,706 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.59-3-35 |
| Primary APN | 421500 49.59-3-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Total Area |
| 1st Floor Area | 1,257 sqft |
| 2nd Floor Area | 1,257 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 4,719 sqft (0.108 acres) |
| Lot Dimensions | 143 ft deep x 33 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 373 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 55 ELM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 3 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20700 |
55 Elm St, a duplex, is owned and occupied by two individuals who bought it in August 1994.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 ELM ST, SCHENECTADY, NY 12304-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 1994 · Amount on File |
| Deed Sale | Aug 29, 1994 · Amount on File |
| Deed Book / Page | 1431 / 137 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 55 Elm St was $4,706 with a homeowner's exemption, up 5.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,706.00 (+5.4%) Homeowner's exemption | ||
| 2025 | $4,465.00 | $77,500 Land $11,600 Building $65,900 | $128,333 Land $19,209 Building $109,124 |
| 2023 | $77,500 (-) Land $11,600 Building $65,900 | $98,101 (+3.8%) Land $14,684 Building $83,417 | |
| 2022 | $77,500 Land $11,600 Building $65,900 | $94,512 Land $14,146 Building $80,366 | |
| 2021 | $3,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 55 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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