55 Elgin Rd, Camden, TN 38320 Property Records

Benton County property record for 55 Elgin Rd, Camden, TN 38320

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,223 sqft · built 1982
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Jun 2013)
Tax Bill$1,209 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN003080H D 00800

Property Details

APN / Parcel Number

Primary APN003080H D 00800
Alternative APN
  • 080H D 00800

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,223 sqft Living Area
1st Floor Area1,160 sqft
Upper Floors Area338 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2018
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,897 sqft (0.87 acres)
Lot Dimensions221 ft deep x 314 ft wide
Garage TypeCarport
Garage Area632 sqft
CarportCarport
Carport Area632 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area148 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address55 ELGIN RD
CityCAMDEN
StateTN
Zip38320-7677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 10 619,620, & 626, COUNTY AREA: H03
Legal SubdivisionHALLSHIRE EST SECT 5
JurisdictionBENTON TN
Township / Civil Division4
Census Block Group3
Census Block3014
Census Tract963100

Owner

Source: Benton County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 ELGIN RD, CAMDEN, TN 38320-7677
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2013 · Amount on Record
Deed SaleJun 27, 2013 · Amount on Record
Prior SaleJun 1, 2006
Deed Document Number201379649
Deed Book / Page237 / 793
Prior Transfer DateApr 4, 2012
Prior Transfer Doc000222/223
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON TN
Property Address55 ELGIN RD, CAMDEN, TN 38320-7677
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 ELGIN RD, CAMDEN, TN 38320-7677

Mortgage

Document Number000368/680
DateDec 22, 2021
Book Page368/680
Instrument108262
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressJACKSON, TN 38305
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 26, 2031

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBenton County
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,209.00 (-15.16%)$70,850 (+35.6%) Land $1,775 Building $69,075$283,400 (+35.6%) Land $7,100 Building $276,300
2023$1,425.00$52,250 (-) Land $3,750 Building $48,500
2022$1,425.00$52,250 Land $3,750 Building $48,500$209,000 (-) Land $15,000 Building $194,000
2020$209,000 Land $15,000 Building $194,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimJun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elgin Rd

Nearby Streets

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