55 Edgewood Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 55 Edgewood Rd, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	1,755 sqft · built 1973
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Dec 2022)
Tax Bill	$8,731 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00748-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`11-00748-0000-00054`
Alternative APN	`110074800054`

Interior

Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	55 EDGEWOOD RD
City	RINGWOOD
State	NJ
Zip	07456-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SKYLINE LAKES MAP 01
Legal Block	748
Legal Lot Number	54
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	2
Census Block	2011
Census Tract	216702

Owner

55 Edgewood Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 EDGEWOOD RD, RINGWOOD, NJ 07456-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	202257445
Deed Book / Page	4453 / 72
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 21, 2022
Property Address	55 EDGEWOOD RD, RINGWOOD, NJ 07456-1911
Document Number	0000057445
Book / Page	D4453 / 72
Instrument Date	Dec 1, 2022
Instrument	2022057445
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 DALE RD, RINGWOOD, NJ 07456-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 EDGEWOOD RD, RINGWOOD, NJ 07456-1911
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057446
Date	Dec 21, 2022
Instrument	2022057446

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	55 EDGEWOOD RD, RINGWOOD, NJ 07456-1911
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGENCY NOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016937
Date	Mar 10, 2021
Book Page	M16918/127
Instrument	2021016937

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 55 Edgewood Rd was $8,731, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (-) Land $118,600 Building $86,400	$205,000 (-) Land $118,600 Building $86,400
2025	$8,731.00 (+2.31%)	$205,000 Land $118,600 Building $86,400	$205,000 Land $118,600 Building $86,400
2024	$8,534.00
2023		$205,000 Land $118,600 Building $86,400	$205,000 Land $118,600 Building $86,400
2022	$8,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Edgewood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Edgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgewood Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures