55 Echo St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 55 Echo St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,240 sqft · built 1928
Lot Size	0.119 acres (5,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (May 1994)
Tax Bill	$7,141 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Oct 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:109 B:780 L:032`

Property Details

APN / Parcel Number

Primary APN	`MALD M:109 B:780 L:032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	2,059 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,162 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	55 ECHO ST
City	MALDEN
State	MA
Zip	02148-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	780
Legal Lot Number	32
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	2
Census Block	2001
Census Tract	341600

Owner

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 ECHO ST, MALDEN, MA 02148-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 20, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 28, 2018	Deed of Trust, Mortgage · VA Mortgage QUAD CTY BK&TR
Dec 23, 2016	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1994 · Amount on Record
Deed Sale	May 6, 1994 · Amount on Record
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085233-206
Date	Feb 17, 2026
Book Page	85233/206
Instrument	16967

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78934-140
Date	Oct 18, 2021
Book Page	78934/140
Instrument	228340

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76984-141
Date	Feb 17, 2021
Book Page	76984/141
Instrument	35601

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70757-477
Date	Mar 20, 2018
Book Page	70757/477
Instrument	37353

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Document Number	73728-1
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 ECHO ST MALDEN MA 021481620, MALDEN, MA 02148-1620

Mortgage

Document Number	73728-1
Date	Nov 26, 2019
Book Page	073728/000001
Instrument	7098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Document Number	72094-154
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 ECHO ST MALDEN MA 021481620, MALDEN, MA 02148-1620

Mortgage

Document Number	72094-154
Date	Jan 4, 2019
Book Page	072094/000154
Instrument	1714

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	55 ECHO ST, MALDEN, MA 02148-1620
Document Number	68698-204
Book / Page	068698 / 000204
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68698-204
Date	Jan 3, 2017
Book Page	068698/000204
Instrument	135

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,141.00 (+10,719.7%)	$626,400 (+6.35%) Land $348,900 Building $267,700	$614,555 (-5.52%)
2025	$66.00 (-98.95%)	$589,000 (+9.93%) Land $323,900 Building $265,100	$650,465
2024	$6,264.00 (+2.04%)	$535,800 (+6.39%) Land $301,100 Building $234,700
2023	$6,139.00	$503,600 Land $274,100 Building $229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Netafy, Starry, T-Mobile.

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