55 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 55 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Commercial Office
Details	5,022 sqft · built 1905
Lot Size	0.338 acres (14,702 sqft)
Owner	Company Name on Record
Last Sale	$888,500 (Jan 2020)
Tax Bill	$23,859 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-00041-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`16-00041-0000-00017`
Alternative APN	`160004100017`

Interior

Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,022 sqft Total Area
1st Floor Area	2,531 sqft
Upper Floors Area	2,531 sqft
Basement Area	2,459 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	14,702 sqft (0.338 acres)
Lot Dimensions	245 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	102 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	55 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2246
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C0
Legal Block	41
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1001
Census Tract	811000

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9 SHERIFF ST, FREEHOLD, NJ 07728-1801
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage ELITE EQUITY HOLDINGS LLC
Jan 31, 2020	Grant Deed, Transfer · Line of Credit OCEANFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	202012041
Deed Book / Page	9394 / 5053
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	55 E MAIN ST, FREEHOLD, NJ 07728-2246
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SHERIFF ST, FREEHOLD, NJ 07728-1801

Mortgage

Document Number	0097562090
Date	Sep 15, 2025
Book Page	9756/2090
Instrument	2025073137

Lender

Name	ELITE EQUITY HOLDINGS LLC
Type	Non-Lending Institution
Address	BROOKLYN, NY 11230

Agreement

Amount	Amount Recorded

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 31, 2020
Property Address	55 E MAIN ST, FREEHOLD, NJ 07728-2246
Document Number	0000012041
Book / Page	009394 / 005053
Instrument Date	Jan 16, 2020
Instrument	12041
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	SUCCESSFUL ABSTRACT, SUCCESSFUL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 SHERIFF ST FREEHOLD NJ 077281801, FREEHOLD, NJ 07728-1801

Mortgage

Document Number	12042
Date	Jan 31, 2020
Book Page	009394/005061
Instrument	12042

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08754

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,700 (-29.97%) Land $682,200 Building $73,500	$755,700 (-29.97%) Land $682,200 Building $73,500
2025	$23,859.00 (+14.6%)	$1,079,100 (-13.71%) Land $1,023,400 Building $55,700	$1,079,100 (-13.71%) Land $1,023,400 Building $55,700
2024	$20,819.00 (-14.11%)
2023		$1,250,600 Land $895,400 Building $355,200	$1,250,600 Land $895,400 Building $355,200
2022	$24,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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