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55 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 55 E Cayuga St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 851 sqft · built 1890
Lot Size0.03 acres (1,320 sqft)
OwnerIndividual Name on Record
Last Sale$2,000 (May 2012)
Tax Bill$1,297 (2026)
Deeds & MortgagesJan 2020 Transfer
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN351200 128.48-01-13

Property Details

APN / Parcel Number

Primary APN351200 128.48-01-13
Alternative APNs
  • 120012804800010130000000
  • 5076

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area851 sqft Living Area
1st Floor Area567 sqft
Upper Floors Area283 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area1,320 sqft (0.03 acres)
Lot Dimensions66 ft deep x 20 ft wide
PorchSlab
Porch Area121 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5076
Street Address55 E CAYUGA ST
CityOSWEGO
StateNY
Zip13126-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block1
Legal Lot Number13.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3003
Census Tract21605

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Square Historic District
listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address102 E 7TH ST, OSWEGO, NY 13126-2734
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2012 · Amount on Record
Deed SaleMay 29, 2012 · Amount on Record
Prior SaleSep 9, 2011
Deed Book / Page2012 / 5089
Last Transfer DateDec 4, 2019
Transfer Doc0000000852
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateJan 29, 2020
Property Address55 E CAYUGA ST, OSWEGO, NY 13126-1153
Document Number0000000852
Instrument DateDec 4, 2019
Instrument852
Transaction TypeTransfer
Record UpdatedMar 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E 7TH ST OSWEGO NY 131262734, OSWEGO, NY 13126-2734

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateJul 29, 2019
Property Address55 E CAYUGA ST, OSWEGO, NY 13126-1153
Document Number0000006342
Instrument DateJun 17, 2019
Instrument6342
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 W ALBANY ST OSWEGO NY 131261924, OSWEGO, NY 13126-1924

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,297.00 (-1.14%)
2025$1,312.00$70,000 (+483.33%) Land $9,100 Building $60,900$70,000 (+384.16%) Land $9,100 Building $60,900
2023$12,000 Land $4,200 Building $7,800$14,458 Land $5,060 Building $9,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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