55 E Carolina Dr, Chalmette, LA 70043 Property Records

St. Bernard Parish property record for 55 E Carolina Dr, Chalmette, LA 70043

Property Summary

Property Type	Single Family Home
Lot Size	0.225 acres (9,832 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2021)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`3019004F021A`

Property Details

APN / Parcel Number

Primary APN	`3019004F021A`

Exterior

Lot Area	9,832 sqft (0.225 acres)

Location & Zoning

Street Address	55 E CAROLINA DR
City	CHALMETTE
State	LA
Zip	70043-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21A SQ. 4 SEC. F CHALMETTE VISTA SUB BEING A RESUB OF 1/2 LOT 22 & ALL OF LOT 21 -LOT 21A MEAS. 71' FRT ON E. CAROLINA DR
Legal Subdivision	CHALMETTE VISTA SUBDIVISION
Legal Block	4
Legal Lot Number	21A
Jurisdiction	ST BERNARD LA
Township / Civil Division	B
Census Block Group	3
Census Block	3024
Census Tract	30602

Owner

55 E Carolina Dr is owned and occupied by an individual who bought it in September 2021.

Source: St. Bernard Parish records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	55 E CAROLINA DR, CHALMETTE, LA 70043-4603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Oct 24, 2017	Deed of Trust, Mortgage HOME BANK NA
Sep 14, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Jun 2, 2011 · Amount on File
Deed Document Number	2021644418
Deed Book / Page	1218 / 23
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	55 E CAROLINA DR, CHALMETTE, LA 70043-4603
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002089/105
Date	Dec 28, 2023
Book Page	2089/105
Instrument	662402

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	333 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	55 E CAROLINA DR, CHALMETTE, LA 70043-4603
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	PATRIOT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001851/001
Date	Oct 24, 2017
Book Page	1851/001
Instrument	612549

Lender

Name	HOME BANK NA
Type	Bank
Address	SLIDELL, LA 70461

Agreement

Amount	Amount on Record

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Sep 14, 2021
Property Address	55 E CAROLINA DR, CHALMETTE, LA 70043-4603
Document Number	0001218/23
Book / Page	1218 / 23
Instrument Date	Aug 9, 2021
Instrument	644418
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002002/340
Date	Sep 14, 2021
Book Page	2002/340
Instrument	644419

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 55 E Carolina Dr was $1,117 with a homeowner's exemption.

Source: St. Bernard Parish assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Bernard Parish
Unified School District	St. Bernard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,850 (-) Land $839 Building $14,011	$148,500 (-) Land $8,390 Building $140,110
2025	$1,117.00 Homeowner's exemption	$14,850 Land $839 Building $14,011	$148,500 Land $8,390 Building $140,110
2024	$1,117.00 (-0.71%)
2023	$1,125.00 Homeowner's exemption	$14,850 Land $839 Building $14,011	$148,500 Land $8,390 Building $140,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 E Carolina Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 249 policies
Nearby Flood Policies	249 in force
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 E Carolina Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST BERNARD PARISH WATERWORKS serves 44,783 people · EPA ID LA1087001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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