Monterey County property record for 55 E Carmel Valley Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,955 sqft · built 1990 |
| Lot Size | 4.84 acres (210,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Jan 2010) |
| Tax Bill | $13,688 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-551-005-000 |
| Primary APN | 189-551-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,955 sqft Living Area |
| 1st Floor Area | 3,955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 210,872 sqft (4.84 acres) |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 189-551-005 |
|---|---|
| Street Address | 55 E CARMEL VALLEY RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 24 SUR MAPS PG 35 PAR A 5.05 AC |
| Legal Subdivision | RANCHO LOS LAURELES |
| Legal Tract | 55 |
| Legal Block | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11001 |
55 E Carmel Valley Rd is owned and occupied by two individuals who bought it in January 2010.
Source: Monterey County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2010 · Amount on File |
| Deed Sale | Jan 28, 2010 · Amount on File |
| Prior Sale | Dec 29, 1998 · Amount on File |
| Deed Document Number | 20105419 |
| Prior Transfer Date | Jan 26, 2006 |
| Prior Transfer Doc | 0000009725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 55 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER |
| Name | Verified Name |
|---|---|
| Address | 55 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9652 |
| Document Number | 0000003588 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003588 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 55 E Carmel Valley Rd was $13,688 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,316,628 (+2%) Land $526,650 Building $789,978 | |
| 2025 | $13,688.00 Homeowner's exemption | $1,290,813 Land $516,324 Building $774,489 |
| 2023 | $13,345.00 (+3.35%) Homeowner's exemption | $1,240,690 Land $496,275 Building $744,415 |
| 2022 | $12,912.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 55 E Carmel Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 E Carmel Valley Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures