55 E Averill St, Sparta, MI 49345 Property Records

Kent County property record for 55 E Averill St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 886 sqft · built 1958
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Dec 2021)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-151-017`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-151-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	886 sqft Living Area
1st Floor Area	886 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	55 E AVERILL ST
City	SPARTA
State	MI
Zip	49345-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 38 * JOHNSON & AVERILL'S ADD
Legal Subdivision	JOHNSON & AVERILLS ADD
Legal Lot Number	38
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	10402

Owner

Source: Kent County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 AVERILL NW, SPARTA, MI 49345
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 8, 2021	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PIERPOINT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Mar 15, 2012
Deed Document Number	2021132232
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000132232
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Sep 11, 2026
Property Address	55 E AVERILL ST, SPARTA, MI 49345-1515
Document Number	0000061897
Instrument Date	Jul 23, 2026
Instrument	202661897
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061897,
Date	Sep 11, 2026
Instrument	202661897

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 8, 2021
Property Address	55 E AVERILL ST, SPARTA, MI 49345-1515
Document Number	0000132232
Map Reference	LB 20 PG 12
Instrument Date	Dec 1, 2021
Instrument	20211208-0132232
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 E AVERILL ST, SPARTA, MI 49345-1515

Mortgage

Document Number	0000132233
Date	Dec 8, 2021
Instrument	20211208-0132233

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 6, 2021
Property Address	55 E AVERILL ST, SPARTA, MI 49345-1515
Document Number	0000108969
Map Reference	LB 20 PG 12
Instrument Date	Oct 1, 2021
Instrument	20211006-0108969
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 E AVERILL ST, 65, SPARTA, MI 49345-1515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11118 10 MILLE NW, SPARTA, MI 49345

Mortgage

Document Number	0000108970
Date	Oct 6, 2021
Instrument	20211006-0108970

Lender

Name	PIERPOINT MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,500 (+6.26%)	$197,000 (+6.26%)
2025	$2,267.00 (+94.26%) Homeowner's exemption	$92,700 (+20.23%)	$185,400 (+20.23%)
2023		$77,100	$154,200
2019	$1,167.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Feb 1988 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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