Oswego County and Oswego City property record for 55 E 7th St, Oswego, NY 13126 · Last verified May 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,634 sqft · built 1950 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,350,000 (Apr 2022) |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-04-47 |
| Primary APN | 351200 128.48-04-47 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,634 sqft Gross Area |
| Basement Area | 1,317 sqft |
| Unfinished Basement | 1,317 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0762 M |
|---|---|
| Street Address | 55 E 7TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2380 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Subdivision | EAST OSWEGO |
| Legal Block | 4 |
| Legal Lot Number | 47.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records · APN 351200 128.48-04-47
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 255 W SENECA ST, 1, OSWEGO, NY 13126-1821 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Apr 01, 2011 · Amount on Record |
| Deed Document Number | 2022R-2022-003595 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 11, 2022 |
| Property Address | 55 E 7TH ST, OSWEGO, NY 13126-2380 |
| Document Number | 0000003595 |
| Instrument Date | Apr 04, 2022 |
| Instrument | R-2022-003595 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1790 COUNTY ROUTE 1, 1790, OSWEGO, NY 13126-6184 |
| Name | Verified Name |
|---|---|
| Address | 806 COUNTY ROUTE 53, OSWEGO, NY 13126-6487 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003596 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | R-2022-003596 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000003599 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | R-2022-003599 |
| Name | THOMAS KELLS |
|---|---|
| Type | Private Party |
| Address | 1790 COUNTY ROUTE I, OSWEGO, NY 13126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 01, 2032 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,625.00 | $300,000 (+2%) Land $21,400 Building $278,600 | $300,000 (-0.4%) Land $21,400 Building $278,600 |
| 2023 | $250,000 Land $24,700 Building $225,300 | $301,205 Land $29,759 Building $271,446 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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