Oswego County and Oswego City property record for 55 E 6th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,211 sqft · built 1857 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,000 (Dec 1998) |
| Tax Bill | $2,873 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-03-40 |
| Primary APN | 351200 128.48-03-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,211 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| 2nd Floor Area | 1,078 sqft |
| Year Built | Built 1857 |
|---|---|
| Effective Year Built | Effective 1857 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2453 |
|---|---|
| Street Address | 55 E 6TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | FOURTH WARD |
| Legal Block | 3 |
| Legal Lot Number | 40.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 E 6TH ST, OSWEGO, NY 13126-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 7, 2020 | Deed of Trust, Mortgage EMPOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 1998 · Amount on Record |
| Deed Sale | Dec 11, 1998 · Amount on Record |
| Deed Book / Page | 1441 / 72 |
| Last Transfer Date | Oct 20, 2012 |
| Transfer Doc | 2012012188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 2, 2026 |
| Property Address | 55 E 6TH ST, OSWEGO, NY 13126-2244 |
| Document Number | 0000002708 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20262708 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 55 E 6TH ST, OSWEGO, NY 13126-2244 |
| Document Number | 0000002708, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20262708 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 55 E 6TH ST, OSWEGO, NY 13126-2244 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 55 E 6TH ST, OSWEGO, NY 13126-2244 |
| Document Number | 0000006677 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | R-2022-006677 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 55 E 6TH ST, OSWEGO, NY 13126-2244 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000176 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | R-2020-000176 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Dec 26, 2024 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,873.00 (-1.1%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,905.00 | $159,000 (+165%) Land $14,000 Building $145,000 | $159,000 (+119.95%) Land $14,000 Building $145,000 |
| 2023 | $60,000 Land $7,400 Building $52,600 | $72,289 Land $8,916 Building $63,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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