55 Dry Pond Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 55 Dry Pond Rd, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 1980
Lot Size	7.45 acres (324,522 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Oct 2008)
Tax Bill	$15,230 (2024)
Deeds & Mortgages	May 2022 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372689 27.-1-41`

Property Details

APN / Parcel Number

Primary APN	`372689 27.-1-41`
Alternative APNs	`268902700000010410000000` `054158`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,288 sqft
2nd Floor Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	324,522 sqft (7.45 acres)
Lot Width	610 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	054158
Street Address	55 DRY POND RD
City	COLD SPRING
State	NY
Zip	10516-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE
Legal Subdivision	HIGHLAND MANOR SUBDIVISION
Legal Block	1
Legal Lot Number	41.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2016
Census Tract	10600

Owner

55 Dry Pond Rd is owned and occupied by two individuals who bought it in October 2008.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 DRY POND RD, COLD SPRING, NY 10516-3733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURORS AND TRADERS TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2008 · Amount on File
Deed Sale	Oct 21, 2008 · Amount on File
Prior Sale	Apr 1, 1994 · Amount on File
Deed Book / Page	1814 / 163
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	55 DRY POND RD, COLD SPRING, NY 10516-3733
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DRY POND RD, COLD SPRING, NY 10516-3733

Mortgage

Document Number	0076530078
Date	May 26, 2022
Book Page	7653/78
Instrument	5074-2022

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	55 DRY POND RD, COLD SPRING, NY 10516-3733
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	SINGLESOURCE PROPERTY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068980316
Date	Mar 15, 2019
Book Page	6898/316
Instrument	1600698

Lender

Name	MANUFACTURORS AND TRADERS TRUST COMPANY
Type	Non-Lending Institution
Address	COLD SPRING, NY 10516

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,800 Land $98,800 Building $164,000	$856,863
2024	$15,230.00
2023		$262,800 (-) Land $98,800 Building $164,000	$746,167 (+11.73%) Land $280,522 Building $465,645
2022		$262,800 Land $98,800 Building $164,000	$667,853 Land $251,080 Building $416,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Dry Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Dry Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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