55 Dexter Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 55 Dexter Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,417 sqft · built 1886
Lot Size	0.399 acres (17,385 sqft)
Owner	Individual Name on Record
Tax Bill	$10,934 (2026)
Deeds & Mortgages	Mar 2026 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0H3 P:0000013`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0H3 P:0000013`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
Gross Area	4,220 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,385 sqft (0.399 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 DEXTER RD
City	MELROSE
State	MA
Zip	02176-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	PLAN 14024C
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3013
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 DEXTER RD, MELROSE, MA 02176-6501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 3, 2025
Transfer Doc	0085311-25
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 6, 2026
Property Address	55 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0085311-25
Book / Page	85311 / 25
Instrument Date	Sep 3, 2025
Instrument	24938
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DEXTER RD, MELROSE, MA 02176-6501

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	55 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0001860183
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DEXTER RD MELROSE MA 021766501, MELROSE, MA 02176-6501

Mortgage

Document Number	0001860183
Date	Nov 10, 2020
Instrument	1860183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	55 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0000023717
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DEXTER RD MELROSE MA 021766501, MELROSE, MA 02176-6501

Mortgage

Document Number	0000023717
Date	Sep 18, 2019
Instrument	23717

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	55 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0000001115
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DEXTER RD MELROSE MA 021766501, MELROSE, MA 02176-6501

Mortgage

Document Number	0000001115
Date	Nov 6, 2018
Instrument	1115

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,934.00 (+17.38%)	$953,300 (+1.32%) Land $556,200 Building $397,100	$963,389 (+2.5%)
2025	$9,315.00 (+15.53%)	$940,900 (+15.87%) Land $556,200 Building $384,700	$939,930
2024	$8,063.00 (+2.24%)	$812,000 (+7.29%) Land $435,600 Building $376,400
2023	$7,886.00	$756,800 Land $405,500 Building $351,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile.

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