Cecil County property record for 55 Desire Dr, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,148 sqft · built 1995 |
| Lot Size | 5.88 acres (256,133 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Sep 2014) |
| Tax Bill | $4,572 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-040946 |
| Primary APN | 07-040946 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,148 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 256,133 sqft (5.88 acres) |
| View / Lot | Waterfront |
| Deck Area | 226 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 040946 |
|---|---|
| Street Address | 55 DESIRE DR |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 36 - 5.889 ACRES 55 DESIRE DRIVE LARKIN'S DESIRE |
| Legal Subdivision | LARKINS DESIRE |
| Legal Lot Number | 36 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31201 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 DESIRE DR, CONOWINGO, MD 21918-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 3, 2018 | Quit Claim Deed, Transfer AMROCK TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2014 · Amount on Record |
| Deed Sale | Sep 8, 2014 · Amount on Record |
| Prior Sale | Feb 23, 2011 · Amount on Record |
| Deed Book / Page | 3616 / 56 |
| Last Transfer Date | Jun 15, 2018 |
| Transfer Doc | 0042680007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 55 DESIRE DR, CONOWINGO, MD 21918-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0051800216 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 5180/216 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jul 3, 2018 |
| Property Address | 55 DESIRE DR, CONOWINGO, MD 21918-1721 |
| Document Number | 0042680007 |
| Book / Page | 004268 / 000007 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | AMROCK TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 DESIRE DR CONOWINGO MD 219181721, CONOWINGO, MD 21918-1721 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,572.00 (+5.1%) | $416,100 (+6.15%) Land $115,200 Building $300,900 | $416,100 (-) Land $115,200 Building $300,900 |
| 2025 | $4,350.00 (+37.83%) | $392,000 (+14.02%) | $416,100 (+21.03%) Land $115,200 Building $300,900 |
| 2023 | $3,156.00 | $343,800 Land $115,200 Building $228,600 | $343,800 Land $115,200 Building $228,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
5G (outdoors only) and 4G LTE
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