Bergen County and Oakland Borough property record for 55 Demarest Ave, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,976 sqft · built 1951 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Apr 2024) |
| Tax Bill | $13,147 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-03801-0000-00023 |
| Primary APN | 42-03801-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 163 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4203314000000004 |
|---|---|
| Street Address | 55 DEMAREST AVE |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.231 AC |
| Legal Subdivision | RAMAPO MOUNTAIN LAKES SEC 6 |
| Legal Block | 3801 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 39300 |
55 Demarest Ave is owned and occupied by two individuals who bought it in April 2024.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 19, 2020 | Deed, Transfer · Conventional Mortgage JERSEY MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on File |
| Deed Sale | Apr 11, 2024 · Amount on File |
| Prior Sale | Jun 19, 2020 · Amount on File |
| Deed Document Number | 202419668 |
| Deed Book / Page | 5210 / 1221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 11, 2024 |
| Property Address | 55 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 0052101221 |
| Book / Page | 5210 / 1221 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024019668 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Name | Verified Name |
|---|---|
| Address | 55 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 0052101226 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 5210/1226 |
| Instrument | 2024019669 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 19, 2020 |
| Property Address | 55 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 0036280905 |
| Book / Page | 3628 / 905 |
| Instrument Date | May 7, 2020 |
| Instrument | 20-060004 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,551.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 PARKSIDE DRIVE, 6, WANAQUE, NJ |
| Name | Verified Name |
|---|---|
| Address | 55 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 20060005 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 20-060005 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 55 Demarest Ave was $13,147, up 2.8% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,400 (+6.43%) Land $324,300 Building $316,100 | $640,400 (+6.43%) Land $324,300 Building $316,100 | |
| 2025 | $13,147.00 (+2.76%) | $601,700 Land $313,100 Building $288,600 | $601,700 Land $313,100 Building $288,600 |
| 2024 | $12,794.00 | ||
| 2023 | $527,200 Land $267,400 Building $259,800 | $527,200 Land $267,400 Building $259,800 | |
| 2022 | $12,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Demarest Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Demarest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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