55 Delphi Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 55 Delphi Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,248 sqft · built 1987
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Aug 2019)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`017-30-09-038.00`

Property Details

APN / Parcel Number

Primary APN	`017-30-09-038.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Finished Area

Exterior

Year Built	Built 1987
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0173009038.00
Street Address	55 DELPHI DR
City	ERLANGER
State	KY
Zip	41018-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARROWS HILL EST SEC 3 LOT 85
Legal Subdivision	NARROWS HILL ESTATES
Legal Phase	3
Legal Lot Number	85
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1006
Census Tract	63608

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Aug 13, 2019	Warranty Deed, Transfer · FHA Mortgage MR COOPER
Sep 5, 2018	Grant Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG
May 29, 2018	Grant Deed, Transfer
May 29, 2018	Grant Deed, Transfer
Jun 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DRESSMAN ROBERT A

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	0004310173
Deed Book / Page	4310 / 173
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Document Number	0000000184
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 DELPHI DR ERLANGER KY 410182857, ERLANGER, KY 41018-2857

Mortgage

Document Number	0000000184
Date	Jun 8, 2020
Book Page	000M54/000322
Instrument	184

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 13, 2019
Property Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Document Number	0000000029
Book / Page	0I4310 / 000173
Instrument Date	Jul 19, 2019
Instrument	29
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$164.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 DELIPHI CT HEBRON KY 41048, HEBRON, KY 41048

Mortgage

Document Number	30
Date	Aug 13, 2019
Book Page	ORI431/000176
Instrument	30

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 5, 2018
Property Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Document Number	0000000299
Book / Page	0I4159 / 000311
Instrument Date	Aug 31, 2018
Instrument	299
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	NORTHWEST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DELPHI DR ERLANGER KY 410182857, ERLANGER, KY 41018-2857

Mortgage

Document Number	300
Date	Sep 5, 2018
Book Page	0I4159/000313
Instrument	300

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 29, 2018
Property Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Document Number	0000000128
Book / Page	0I4111 / 000282
Instrument Date	May 17, 2018
Instrument	128
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1126 EXTER PARK HLS COVINGTON KY 41011, COVINGTON, KY 41011

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 29, 2018
Property Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Document Number	0000000127
Book / Page	0I4111 / 000279
Instrument Date	May 17, 2018
Instrument	127
Transaction Type	Transfer
Record Updated	Jun 22, 2018

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DELPHI DR ERLANGER KY 410182857, ERLANGER, KY 41018-2857

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jun 19, 2018
Property Address	55 DELPHI DR, ERLANGER, KY 41018-2857
Book / Page	0I4121 / 000346
Instrument Date	May 16, 2018
Instrument	185
Transaction Type	Construction Loan
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17171 PARK ROW #100 HOUSTON TX 770844935, 100, HOUSTON, TX 77084-4935

Mortgage

Document Number	0000000185
Date	Jun 19, 2018
Book Page	0I4121/000346
Instrument	185

Lender

Name	DRESSMAN ROBERT A
Address	1126 EXTER DR, PARK HILLS, KY 41011-2821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 18, 2019

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,213.00 (-7.06%)	$223,400 (-) Land $25,000 Building $198,400	$223,400 (-) Land $25,000 Building $198,400
2023	$2,381.00	$223,400 Land $25,000 Building $198,400	$223,400 Land $25,000 Building $198,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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