55 Davis Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 55 Davis Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	1,321 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$41,656 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551400 146-12-1-28`

Property Details

APN / Parcel Number

Primary APN	`551400 146-12-1-28`
Alternative APN	`140014601200010280000000`

Interior

Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	55 DAVIS AVE
City	RYE
State	NY
Zip	10580-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	6
Census Block	6004
Census Tract	7600

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 DAVIS AVE, RYE, NY 10580-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	55 DAVIS AVE, RYE, NY 10580-4111
Document Number	0601843091
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 DAVIS AVE RYE NY 105804111, RYE, NY 10580-4111

Mortgage

Document Number	0601843091
Date	Jul 6, 2020
Book Page	060184/003091

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,656.00	$13,300 (-) Land $5,400 Building $7,900	$1,127,119 (+6.78%) Land $457,627 Building $669,492
2024		$13,300 (-) Land $5,400 Building $7,900	$1,055,555 (+2.38%) Land $428,571 Building $626,984
2023		$13,300 Land $5,400 Building $7,900	$1,031,008 Land $418,605 Building $612,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	29 (1979–2021)
Claims Outside the SFHA	22 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20