Stonington Town property record for 55 Cutler St, Stonington, CT 06378
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,292 sqft · built 1940 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Jul 2023) |
| Tax Bill | $3,912 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | STON M:100 B:14 L:1 |
| Primary APN | STON M:100 B:14 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 3,129 sqft |
| 1st Floor Area | 889 sqft |
| Attic | Attic |
| Attic Area | 1,008 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 330600 |
|---|---|
| Street Address | 55 CUTLER ST |
| City | STONINGTON |
| State | CT |
| Zip | 06378-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB-5 |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | STONINGTON CT |
| Township / Civil Division | STONINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 705200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stonington Borough Historic District listed 1979 · 387 contributing resources · NRIS 08000497 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
55 Cutler St is owned and occupied by two individuals who acquired it in July 2023.
Source: Stonington Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CUTLER ST, STONINGTON, CT 06378-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| Jul 27, 2023 | Warranty Deed, Transfer |
| Jul 6, 2023 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on File |
| Deed Sale | Jul 6, 2023 · Amount on File |
| Deed Book / Page | 849 / 319 |
| Last Transfer Date | Jul 21, 2023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 55 CUTLER ST, STONINGTON, CT 06378-1002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000847-558 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 847/558 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONINGTON CT |
| Recording Date | Jul 27, 2023 |
| Property Address | 55 CUTLER ST, STONINGTON, CT 06378-1002 |
| Document Number | 00849-1084 |
| Book / Page | 849 / 1084 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 CUTLER ST, STONINGTON, CT 06378-1002 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONINGTON CT |
| Recording Date | Jul 6, 2023 |
| Property Address | 55 CUTLER ST, STONINGTON, CT 06378-1002 |
| Document Number | 000849-319 |
| Book / Page | 849 / 319 |
| Instrument Date | May 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 CUTLER ST, STONINGTON, CT 06378-1002 |
The 2026 property tax bill for 55 Cutler St was $3,912, up 6% from the year before.
Source: Stonington Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Stonington Town |
| Unified School District | Stonington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,912.00 (+5.99%) | $197,600 (-) Land $84,700 Building $112,900 | $524,656 (+279.31%) |
| 2025 | $3,691.00 | $197,600 Land $84,700 Building $112,900 | $138,320 Land $59,290 Building $79,030 |
| 2024 | $3,691.00 (+4.06%) | ||
| 2023 | $3,547.00 (+7.26%) | $197,600 (+44.66%) Land $84,700 Building $112,900 | |
| 2022 | $3,307.00 | $136,600 Land $78,300 Building $58,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Cutler St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 55 Cutler St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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