Suffolk County and Islip Town property record for 55 Cullen Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Aug 2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 318.-3-85.24 |
| Primary APN | 472889 318.-3-85.24 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Width | 75.5 ft Width |
| Account Number | 789216 |
|---|---|
| Street Address | 55 CULLEN AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B278 |
| Legal Description | X2214958Y187015 T044H00000000WL |
| Legal Subdivision | MAP WILLOW BROOK ESTATES |
| Legal Block | 8000 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 147401 |
Source: Suffolk County and Islip Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 FAIRTOWN RD, BAY SHORE, NY 11706-1607 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 7, 2023 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Feb 10, 2011 · Amount on Record |
| Deed Book / Page | 13212 / 508 |
| Prior Transfer Date | Dec 18, 2000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 11, 2026 |
| Property Address | 55 CULLEN AVE, ISLIP, NY 11751-2321 |
| Document Number | 2374000555 |
| Book / Page | 23744 / 555 |
| Instrument Date | Apr 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 CULLEN AVE, ISLIP, NY 11751-2321 |
| Document Number | 2374000555, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 23744/555 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 325 Months |
| Due | Sep 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 55 CULLEN AVE, ISLIP, NY 11751-2321 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235790262 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 23579/262 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 7, 2023 |
| Property Address | 55 CULLEN AVE, ISLIP, NY 11751-2321 |
| Document Number | 0132120508 |
| Book / Page | 13212 / 508 |
| Instrument Date | Jun 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FAIRTOWN RD, BAY SHORE, NY 11706-1607 |
| Document Number | 0023526549 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 23526/549 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $43,000 (-7.73%) Land $6,700 Building $36,300 | |
| 2024 | $605,634 (-5.39%) Land $94,366 Building $511,268 | |
| 2023 | $46,600 Land $6,700 Building $39,900 | $640,110 Land $92,033 Building $548,077 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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