55 Cross St, Unit D5, Danbury, CT 06810 Property Records

Danbury City property record for 55 Cross St, Unit D5, Danbury, CT 06810

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,324 sqft · built 1984
Owner	2 Individual Names on Record
Last Sale	$104,500 (Jul 1994)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K13133-33`

Property Details

APN / Parcel Number

Primary APN	`K13133-33`
Alternative APN	`DANB M:K13 L:133 U:33`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	45 Units
Stories	2 Stories
Building Area	1,324 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,324 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	K13133-33
Street Address	55 CROSS ST, D5
City	DANBURY
State	CT
Zip	06810-7082
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA8
Legal Subdivision	RIVER BANK XING
Legal Lot Number	133
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2000
Census Tract	210402

Owner

Source: Danbury City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CROSS ST, D5, DANBURY, CT 06810-7082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Oct 29, 2020	Deed of Trust, Mortgage · Balloon Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1994 · Amount on Record
Deed Sale	Jul 26, 1994 · Amount on Record
Prior Sale	Nov 13, 1991 · Amount on Record
Deed Book / Page	1093 / 918
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	55 CROSS ST UNIT D5, D5, DANBURY, CT 06810-7082
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002638-296
Date	Sep 21, 2022
Book Page	2638/296

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	55 CROSS ST UNIT D5, D5, DANBURY, CT 06810-7082
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002602-426
Date	Dec 21, 2021
Book Page	2602/426

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	55 CROSS ST UNIT D5, D5, DANBURY, CT 06810-7082
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2533-635
Date	Oct 29, 2020
Book Page	2533/635

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,615.00	$184,660 (-) Building $184,660	$129,262 Building $129,262
2024	$4,615.00 (+7.13%)
2023	$4,308.00 (+41.76%)	$184,660 (+71.46%) Building $184,660
2022	$3,039.00	$107,700 Building $107,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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