Suffolk County and Smithtown Town property record for 55 Cross Bow Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,642 sqft · built 1964 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $970,000 (Sep 2025) |
| Tax Bill | $18,962 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 60.-3-9 |
| Primary APN | 473489 60.-3-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,642 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 1,510 sqft |
| 2nd Floor Area | 1,132 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 55 CROSS BOW LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-198976 TC-52 *3755 SEC 3 LOT 169 BRIAN HOMES AT COMMACK |
| Legal Subdivision | BRIAN HOMES AT COMMACK |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 135101 |
55 Cross Bow Ln is owned by two individuals who bought it in September 2025.
Source: Suffolk County and Smithtown Town records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36 ALHAMBRA RD, NORTH BALDWIN, NY 11510-1203 |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORPORATION |
| Sep 11, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | Jan 22, 2013 · Amount on File |
| Deed Book / Page | 13308 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 3, 2026 |
| Property Address | 55 CROSS BOW LN, COMMACK, NY 11725-1214 |
| Document Number | 2374000438 |
| Book / Page | 23742 / 438 |
| Instrument Date | Apr 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | SECURITY TITLE ABL, SEC TITLE GUAR BLTMR |
| Name | Verified Name |
|---|---|
| Address | 55 CROSS BOW LN, COMMACK, NY 11725-1214 |
| Document Number | 2374000438, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 23742/438 |
| Name | CONTOUR MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 11, 2025 |
| Property Address | 55 CROSS BOW LN, COMMACK, NY 11725-1214 |
| Document Number | 0133080763 |
| Book / Page | 13308 / 763 |
| Instrument Date | Jul 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 ALHAMBRA RD, NORTH BALDWIN, NY 11510-1203 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,007 (-) Land $500 Building $6,507 | $875,875 (+7.5%) Land $62,500 Building $813,375 | |
| 2024 | $18,962.00 Disabled Person's exemption Veteran's exemption | $7,007 (-6.76%) Land $500 Building $6,507 | $814,768 (+9,332.37%) Land $58,140 Building $756,628 |
| 2023 | $7,515 Land $500 Building $7,015 | $8,638 Land $575 Building $8,063 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 55 Cross Bow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Cross Bow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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