Middlesex County and Concord Town property record for 55 Crest St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,146 sqft · built 1893 |
| Lot Size | 0.24 acres (10,436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,900 (Jun 1987) |
| Tax Bill | $154 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage Feb 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:10E B:3758 |
| Primary APN | CONC M:10E B:3758 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 3,883 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,436 sqft (0.24 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3987 |
|---|---|
| Street Address | 55 CREST ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Block | 3758 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 361100 |
55 Crest St is owned and occupied by an individual who acquired it in December 2024.
Source: Middlesex County and Concord Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 CREST ST, CONCORD, MA 01742-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE |
| Feb 11, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1987 · Amount on File |
| Deed Sale | Jun 30, 1987 · Amount on File |
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 083553-208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 55 CREST ST, CONCORD, MA 01742-3006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085220-447 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 85220/447 |
| Instrument | 15483 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 925 Months |
| Due | Mar 1, 2103 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 55 CREST ST, CONCORD, MA 01742-3006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085220-461 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 85220/461 |
| Instrument | 15484 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 925 Months |
| Due | Mar 1, 2103 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 55 Crest St was $154, down 99% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154.00 (-98.97%) | $1,167,500 (+2.06%) Land $539,300 Building $628,200 | $1,327,435 |
| 2024 | $15,019.00 (+17.19%) | $1,143,900 (+15.67%) Land $539,300 Building $604,600 | |
| 2023 | $12,816.00 | $988,900 Land $490,300 Building $498,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Crest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 15 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Crest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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