55 Covington Cir, Ardmore, OK 73401 Property Records

Carter County property record for 55 Covington Cir, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,075 sqft · built 2011
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2025)
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81748`

Property Details

APN / Parcel Number

Primary APN	`81748`
Alternative APN	`9155-00-000-002-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Lot Dimensions	328 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	81748
Street Address	55 COVINGTON CIR
City	ARDMORE
State	OK
Zip	73401-6588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOCKERSMITH ADDN, LOT 2 (200X328.38)
Legal Range	01E
Legal Township	05S
Legal Section	18
Legal Subdivision	HOCKERSMITH ADDN
Legal Lot Number	2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3023
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 COVINGTON CIR, ARDMORE, OK 73401-6588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Sep 10, 2010 · Amount on Record
Deed Document Number	202513626
Deed Book / Page	7819 / 234
Prior Transfer Date	Sep 9, 2010
Prior Transfer Doc	005215/025
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 23, 2025
Property Address	55 COVINGTON CIR, ARDMORE, OK 73401-6588
Document Number	007819/234
Book / Page	7819 / 234
Instrument Date	Dec 22, 2025
Instrument	I-2025-013626
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E 4TH ST, WAVERLY, OH 45690-1414

Mortgage

Document Number	007819/238
Date	Dec 23, 2025
Book Page	7819/238
Instrument	I-2025-013627

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,600 (+67.78%) Land $4,200 Building $41,400	$380,000 (+6.43%) Land $35,000 Building $345,000
2025	$2,736.00 (+2.7%) Homeowner's exemption	$27,178 (+3%) Land $4,145 Building $23,033	$357,058 (-0.52%) Land $35,000 Building $322,058
2024	$2,664.00 (+3.14%) Homeowner's exemption	$26,387 (+3%) Land $4,025 Building $22,362	$358,928 (+8.84%) Land $35,000 Building $323,928
2023	$2,583.00 Homeowner's exemption	$25,619 Land $4,017 Building $21,602	$329,781 Land $35,000 Building $294,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Chickasaw Telephone Company DSL	10 / 1

May also be available: AT&T, T-Mobile.

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