55 Cove Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 55 Cove Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,314 sqft · built 2000
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Trust Names on File
Last Sale	$2,325,000 (Mar 2025)
Tax Bill	$13,641 (2025)
Deeds & Mortgages	May 2025 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0018 L:0046`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0018 L:0046`
Alternative APN	`5512`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,314 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,432 sqft (0.492 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5512
Street Address	55 COVE RD
City	EASTHAM
State	MA
Zip	02642-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	46
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	3
Census Block	3012
Census Tract	10304

Owner

55 Cove Rd is held in a trust since May 2025.

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21 CROSS ST, BOSTON, MA 02113-2224
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Quit Claim Deed, Transfer · Conventional Mortgage THE BANK OF NEW YORK MELLON
Feb 2, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2019	Correction Deed NOT AVAILABLE
Oct 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Aug 1, 2024 · Amount on File
Deed Book / Page	36887 / 348
Last Transfer Date	May 1, 2025
Transfer Doc	036955-207
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	May 1, 2025
Property Address	55 COVE RD, EASTHAM, MA 02642-2517
Document Number	036955-207
Book / Page	36955 / 207
Instrument Date	May 1, 2025
Instrument	17273
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CROSS ST, BOSTON, MA 02113-2224

Mortgage

Document Number	0000017274
Date	May 1, 2025
Instrument	17274

Lender

Name	THE BANK OF NEW YORK MELLON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	May 1, 2035
Index	Other

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Feb 2, 2022
Property Address	55 COVE RD, EASTHAM, MA 02642-2517
Document Number	034876-274
Book / Page	34876 / 274
Instrument Date	Jan 24, 2022
Instrument	5843
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 COVE RD, EASTHAM, MA 02642-2517

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	EASTHAM MA
Recording Date	Dec 23, 2019
Property Address	55 COVE RD, EASTHAM, MA 02642-2517
Document Number	32572-201
Book / Page	032572 / 000201
Instrument Date	Dec 20, 2019
Instrument	65865
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6,840.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 COVE RD EASTHAM MA 02642, EASTHAM, MA 02642

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Oct 31, 2019
Property Address	55 COVE RD, EASTHAM, MA 02642-2517
Document Number	32432-5
Book / Page	032432 / 000005
Instrument Date	Oct 29, 2019
Instrument	54450
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,840.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 COVE RD EASTHAM MA 02642, EASTHAM, MA 02642

Mortgage

Document Number	32432-9
Date	Oct 31, 2019
Book Page	032432/000009
Instrument	54451

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55 Cove Rd was $13,641, up 14.6% from the year before.

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,641.00 (+14.56%)	$1,769,200 (+4.16%) Land $372,400 Building $1,396,800	$2,201,150
2024	$11,907.00 (+8.32%)	$1,698,600 (+11.88%) Land $361,600 Building $1,337,000
2023	$10,992.00	$1,518,200 Land $334,800 Building $1,183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Cove Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Rd

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