55 Cottage St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 55 Cottage St, Hudson, MA 01749 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,028 sqft · built 1890
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on File
Last Sale	$475,000 (May 2022)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19018`

Property Details

APN / Parcel Number

Primary APN	`19018`
Alternative APN	`HUDS M:0019 B:0000 L:0018`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	19 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	4,589 sqft
1st Floor Area	1,102 sqft
Attic	Attic
Attic Area	1,118 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19018
Street Address	55 COTTAGE ST
City	HUDSON
State	MA
Zip	01749-1553
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Lot Number	18
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3002
Census Tract	322300

Owner

Source: Middlesex County and Hudson Town records · APN 19018

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	11 BONAZZOLI AVE, HUDSON, MA 01749-2849
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 15, 2022	Deed of Trust, Mortgage · ARM MAIN STREET BANK (MA)
May 18, 2022	Quit Claim Deed, Transfer
Apr 04, 2018	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
Jul 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LN FUND INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Mar 27, 2002 · Amount on Record
Deed Book / Page	80145 / 563
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	55 COTTAGE ST, HUDSON, MA 01749-1553
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077128-496
Date	Mar 03, 2021
Book Page	77128/496
Instrument	48010

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	55 COTTAGE ST, HUDSON, MA 01749-1553
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080716-260
Date	Sep 15, 2022
Book Page	80716/260
Instrument	140832

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Oct 01, 2029
Index	1-Year CMT

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	May 18, 2022
Property Address	55 COTTAGE ST, HUDSON, MA 01749-1553
Document Number	080145-563
Book / Page	80145 / 563
Instrument Date	May 16, 2022
Instrument	74867
Transaction Type	Transfer
Record Updated	Jan 09, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BONAZZOLI AVE, HUDSON, MA 01749-2849

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	55 COTTAGE ST, HUDSON, MA 01749-1553
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70826-72
Date	Apr 04, 2018
Book Page	70826/72
Instrument	45357

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	55 COTTAGE ST, HUDSON, MA 01749-1553
Document Number	75095-280
Instrument Date	Jul 07, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 COTTAGE ST HUDSON MA 017491553, HUDSON, MA 01749-1553

Mortgage

Document Number	75095-280
Date	Jul 13, 2020
Book Page	075095/000280
Instrument	111714

Lender

Name	LOWELL CMNTY LN FUND INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,793.00 (+0.55%)	$489,400 (+1.41%) Land $188,900 Building $300,500
2024	$6,756.00 (-2.79%)	$482,600 (+1.39%) Land $171,700 Building $310,900
2023	$6,950.00	$476,000 Land $165,100 Building $310,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173223003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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