55 Cottage Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 55 Cottage Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,273 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Apr 2018)
Tax Bill	$9,532 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jun 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`ENFI M:080 L:0178`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:080 L:0178`
Alternative APNs	`M:0527 B:0001 L:0050` `52700010050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,273 sqft Living Area
Gross Area	5,399 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	52700010050
Street Address	55 COTTAGE RD
City	ENFIELD
State	CT
Zip	06082-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L33
Legal Subdivision	BUCKINGHAM
Legal Lot Number	178
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	524300

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 COTTAGE RD, ENFIELD, CT 06082-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COLLINSVILLE BANK
Jun 16, 2020	Quit Claim Deed, Transfer UNKNOWN
Apr 30, 2018	Warranty Deed, Transfer FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jun 30, 2000 · Amount on Record
Deed Book / Page	2692 / 834
Last Transfer Date	Jun 10, 2020
Transfer Doc	2760-134
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	55 COTTAGE RD, ENFIELD, CT 06082-2206
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002850-115
Date	Aug 22, 2022
Book Page	2850/115
Instrument	2023003140

Lender

Name	COLLINSVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	385 Months
Due	Sep 1, 2054

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Jun 16, 2020
Property Address	55 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2760-134
Book / Page	002760 / 000134
Instrument Date	Jun 10, 2020
Instrument	22590
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 COTTAGE RD ENFIELD CT 060822206, ENFIELD, CT 06082-2206

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Apr 30, 2018
Property Address	55 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2692-834
Book / Page	2692 / 834
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26920837
Date	Apr 30, 2018
Instrument	02692/0837

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,532.00	$268,500 (+112.09%) Land $62,100 Building $206,400	$187,950 Land $43,470 Building $144,480
2024	$9,532.00 (+119.13%)
2023	$4,350.00 (+8.59%)	$126,600 (-) Land $62,100 Building $64,500
2022	$4,006.00	$126,600 Land $62,100 Building $64,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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