Monmouth County and Ocean Township property record for 55 Cotswold Cir, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,332 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,050 (Mar 2026) |
| Tax Bill | $5,793 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00034-0000-00029-0000-C5.07 |
| Primary APN | 37-00034-0000-00029-0000-C5.07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 963 sqft |
| Upper Floors Area | 651 sqft |
| Basement Area | 322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 92 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000290000C5.07 |
|---|---|
| Street Address | 55 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLTSWOOD ON THE GREEN UNIT 5 |
| Legal Subdivision | COLTSWOOD ON GREEN |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 806502 |
55 Cotswold Cir is owned and occupied by an individual who bought it in March 2026.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 COTSWOLD CIR, OCEAN, NJ 07712-2646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on File |
| Deed Sale | Mar 10, 2026 · Amount on File |
| Prior Sale | Sep 19, 1995 · Amount on File |
| Deed Document Number | 202620380 |
| Deed Book / Page | 9783 / 4550 |
| Prior Transfer Date | Apr 10, 2018 |
| Prior Transfer Doc | 0092835696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 10, 2026 |
| Property Address | 55 COTSWOLD CIR, OCEAN, NJ 07712-2646 |
| Document Number | 0097834550 |
| Book / Page | 9783 / 4550 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026020380 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,462.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 CENTRE ST UNIT 6103, 6103, OCEAN, NJ 07712-3838 |
| Name | Verified Name |
|---|---|
| Address | 55 COTSWOLD CIR, OCEAN, NJ 07712-2646 |
| Document Number | 2026020381 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026020381 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 20, 2018 |
| Property Address | 55 COTSWOLD CIR, OCEAN, NJ 07712-2646 |
| Document Number | 0000038896 |
| Book / Page | 009283 / 005696 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 38896 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 COTSWOLD CIR OCEAN NJ 077122646, OCEAN, NJ 07712-2646 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,500 (+2.06%) Land $315,000 Building $185,500 | $500,500 (+2.06%) Land $315,000 Building $185,500 | |
| 2025 | $490,400 Land $309,000 Building $181,400 | $490,400 Land $309,000 Building $181,400 | |
| 2024 | $5,793.00 (-6.55%) | ||
| 2023 | $6,199.00 (+14.71%) Veteran's exemption | $421,800 Land $248,000 Building $173,800 | $421,800 Land $248,000 Building $173,800 |
| 2022 | $5,404.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Cotswold Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Cotswold Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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