Suffolk County and Islip Town property record for 55 Concourse W, Brightwaters, NY 11718
| Property Type | Single Family Home |
|---|---|
| Details | 2,552 sqft · built 1930 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Nov 2021) |
| Tax Bill | $5,179 (2024) |
| Deeds & Mortgages | Aug 2025 Refinance Nov 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 472801 12.-1-9 |
| Primary APN | 472801 12.-1-9 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,552 sqft Living Area |
|---|---|
| 1st Floor Area | 1,712 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Account Number | 404860 |
|---|---|
| Street Address | 55 CONCOURSE W |
| City | BRIGHTWATERS |
| State | NY |
| Zip | 11718-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | X2206861Y175996 H00000000 |
| Legal Subdivision | BRIGHTWATERS BAY SHORE |
| Legal Block | 2000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 147100 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 CONCOURSE W, BRIGHTWATERS, NY 11718-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance FOURLEAF FCU |
| Nov 1, 2021 | Deed, Transfer · Stand-Alone First Mortgage JET DIRECT FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Deed Book / Page | 13127 / 373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 55 CONCOURSE W, BRIGHTWATERS, NY 11718-2014 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0236760876 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 23676/876 |
| Name | FOURLEAF FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 1, 2021 |
| Property Address | 55 CONCOURSE W, BRIGHTWATERS, NY 11718-2014 |
| Document Number | 0131270373 |
| Book / Page | 13127 / 373 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 00DM044056 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | DM044056 |
| Name | JET DIRECT FUNDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Brightwaters Village |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,125 (-) Land $11,500 Building $55,625 | $945,423 (+8.73%) Land $161,972 Building $783,451 | |
| 2024 | $5,179.00 | $869,495 (+12.44%) Land $148,964 Building $720,531 | |
| 2023 | $67,125 Land $11,500 Building $55,625 | $773,329 Land $132,488 Building $640,841 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 124 (1979–2024) |
| Claims Outside the SFHA | 60 of 124 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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