55 Colonial Ave, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 55 Colonial Ave, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,584 sqft · built 1920
Lot Size	0.121 acres (5,249 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Sep 2019)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:060 L:030 S:041`

Property Details

APN / Parcel Number

Primary APN	`B:060 L:030 S:041`
Alternative APN	`LYNN M:060 B:030 L:041`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,733 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,249 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55 COLONIAL AVE
City	LYNN
State	MA
Zip	01904-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	30
Legal Lot Number	41
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3007
Census Tract	205400

Owner

55 Colonial Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 COLONIAL AVE, LYNN, MA 01904-1601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG
Sep 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CROSS CNTRY MTG
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	2019605252
Prior Transfer Date	Aug 4, 2019
Prior Transfer Doc	605252
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	55 COLONIAL AVE, LYNN, MA 01904-1601
Document Number	0000619831
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 COLONIAL AVE LYNN MA 019041601, LYNN, MA 01904-1601

Mortgage

Document Number	0000619831
Date	Dec 17, 2020
Instrument	619831

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 6, 2019
Property Address	55 COLONIAL AVE, LYNN, MA 01904-1601
Document Number	0000605252
Instrument Date	Aug 4, 2019
Instrument	605252
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,038.32
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 COLONIAL AVE LYNN MA 019041601, LYNN, MA 01904-1601

Mortgage

Document Number	605253
Date	Sep 6, 2019
Instrument	605253

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	55 COLONIAL AVE, LYNN, MA 01904-1601
Document Number	0000594775
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 COLONIAL AVE LYNN MA 019041601, LYNN, MA 01904-1601

Mortgage

Document Number	0000594775
Date	Jul 31, 2018
Instrument	594775

Lender

Name	NORTH SHORE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 Colonial Ave was $6,061, up 0.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,061.00 (+0.17%)	$585,000 (+1.81%) Land $201,400 Building $383,600	$639,540
2024	$6,051.00 (+4.72%)	$574,600 (+10.88%) Land $200,000 Building $374,600
2023	$5,778.00	$518,200 Land $200,000 Building $318,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Colonial Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Colonial Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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