55 Co Rd 682, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 55 Co Rd 682, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$173,000 (Oct 2023)
Tax Bill	$437 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-04-18-0-000-029.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-04-18-0-000-029.000`
Alternative APNs	`ALT APN:0904180000029000` `212322` `218313`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Porch Area	160 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	218313
Street Address	55 COUNTY ROAD 682
City	CEDAR BLUFF
State	AL
Zip	35959-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 LOOKOUT MTN. ESTATES 10/85
Legal Subdivision	LOOKOUT MTN ESTATES
Legal Lot Number	16
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1032
Census Tract	955802

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	55 COUNTY ROAD 682, CEDAR BLUFF, AL 35959-4452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC
Jan 9, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	May 26, 2021
Deed Document Number	230937
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	55 COUNTY ROAD 682, CEDAR BLUFF, AL 35959-4452
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000208706
Date	Aug 20, 2019
Instrument	208706

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 3, 2023
Property Address	55 COUNTY ROAD 682, CEDAR BLUFF, AL 35959-4452
Document Number	0000230937
Map Reference	MB 10 PG 85
Instrument Date	Oct 2, 2023
Instrument	230937
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 VOYAGER DR SE, DALTON, GA 30721-5373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 COUNTY ROAD 682, CEDAR BLUFF, AL 35959-4452

Mortgage

Document Number	0000230938
Date	Oct 3, 2023
Instrument	230938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 26, 2021
Property Address	55 COUNTY ROAD 682, CEDAR BLUFF, AL 35959-4452
Document Number	0000218399
Map Reference	PB 10 PG 85
Instrument Date	May 24, 2021
Instrument	218399
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000218400
Date	May 26, 2021
Instrument	218400

Lender

Name	DAS ACQUISITION CO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Jan 9, 2019
Property Address	55 COUNTY ROAD 682, CEDAR BLUFF, AL 35959-4452
Document Number	0000205821
Map Reference	PB 10 PG 85
Instrument Date	Nov 6, 2015
Instrument	205821
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 WINDHAM CIR, CUYAHOGA FALLS, OH 44223-3767

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$437.00 (+9.52%) Homeowner's exemption	$11,340 (+1,855.17%) Land $340 Building $11,000	$116,600 (+8.26%) Land $3,300 Building $113,300
2024	$399.00 (-1.24%) Additional exemption filed	$580 (-94.68%) Land $300 Building $280	$107,700 (-1.1%) Land $2,900 Building $104,800
2023	$404.00 Homeowner's exemption	$10,900 (+1,457.14%)	$108,900 (-) Land $2,900 Building $106,000
2022	$404.00 Homeowner's exemption	$700 Land $300 Building $400	$108,900 Land $2,900 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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