55 Co Rd 482, Centre, AL 35960 Property Records

Cherokee County property record for 55 Co Rd 482, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,528 sqft · built 1995
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$113,500 (Sep 2012)
Tax Bill$682 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-12-05-16-0-000-079.000

Property Details

APN / Parcel Number

Primary APN13-12-05-16-0-000-079.000
Alternative APNs
  • ALT APN:1205160000079000
  • 26188

Interior

Stories1 Story
Building Area1,528 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,394 sqft (0.56 acres)
Garage TypeMixed
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area240 sqft
Deck Area168 sqft

Location & Zoning

Account Number26188
Street Address55 COUNTY ROAD 482
CityCENTRE
StateAL
Zip35960-4335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 56, WEISS LAKE SD, PB 5 PG 44
Legal Lot Number56
JurisdictionCHEROKEE AL
Township / Civil DivisionSPRING GARDEN
Census Block Group1
Census Block1013
Census Tract956101

Owner

Source: Cherokee County assessment roll, APN 13-12-05-16-0-000-079.000, as of January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 COUNTY ROAD 482, CENTRE, AL 35960-4335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2012 · Amount on Record
Deed SaleSep 18, 2012 · Amount on Record
Deed Document Number175978
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address55 COUNTY ROAD 482, CENTRE, AL 35960-4335
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number218377
DateMay 25, 2021
Instrument218377
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueSep 01, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll as of January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$682.00 (+5.57%) Homeowner's exemption$700 (+6.06%) Land $240 Building $460$174,900 (+5.05%) Land $2,400 Building $172,500
2024$646.00 Additional exemption filed$660 (-96.04%) Land $220 Building $440$166,500 (-) Land $2,200 Building $164,300
2023$646.00 Homeowner's exemption$16,660 (+2,424.24%)$166,500 (-) Land $2,200 Building $164,300
2022$646.00 Homeowner's exemption$660 Land $220 Building $440$166,500 Land $2,200 Building $164,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199561011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · above 73% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 15 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10
Verizon
Fixed Wireless
25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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