55 Co Rd 375, Centre, AL 35960 Property Records

Cherokee County property record for 55 Co Rd 375, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 2008
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Sep 2023)
Tax Bill	$369 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-09-31-0-000-007.022`

Property Details

APN / Parcel Number

Primary APN	`13-14-09-31-0-000-007.022`
Alternative APNs	`ALT APN:1409310000007022` `218117` `27972`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Porch	Slab
Porch Area	80 sqft

Location & Zoning

Account Number	218117
Street Address	55 COUNTY ROAD 375
City	CENTRE
State	AL
Zip	35960-0016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 PLANO SUB BLK A 13/67
Legal Range	09E
Legal Township	10S
Legal Section	31
Legal Subdivision	PLANO SUBDIVISION
Legal Block	A
Legal Lot Number	19
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1002
Census Tract	955900

Owner

Source: Cherokee County records · APN 13-14-09-31-0-000-007.022

Assessment roll updated December 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 COUNTY ROAD 375, CENTRE, AL 35960-0016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 11, 2023	Warranty Deed, Transfer
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2023 · Amount on Record
Deed Sale	Sep 01, 2023 · Amount on Record
Prior Sale	Jan 01, 2023 · Amount on Record
Deed Document Number	2023230572
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 01, 2023
Property Address	55 COUNTY ROAD 375, CENTRE, AL 35960-0016
Document Number	0000230572
Map Reference	MB 13 PG 67
Instrument Date	Aug 29, 2023
Instrument	230572
Transaction Type	Transfer
Record Updated	Oct 09, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3831 NW 8TH ST, LAUDERHILL, FL 33311-6320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 COUNTY ROAD 375, CENTRE, AL 35960-0016

Mortgage

Document Number	0000230573
Date	Sep 01, 2023
Instrument	230573

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 11, 2023
Property Address	55 COUNTY ROAD 375, CENTRE, AL 35960-0016
Document Number	0000227635
Map Reference	PB 13 PG 67
Instrument Date	Jan 06, 2023
Instrument	227635
Transaction Type	Transfer
Record Updated	Feb 08, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WAKE FOREST RD, RALEIGH, NC 27604-1393

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	55 COUNTY ROAD 375, CENTRE, AL 35960-0016
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	208710
Date	Aug 20, 2019
Instrument	208710

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	55 COUNTY ROAD 375, CENTRE, AL 35960-0016
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	219790
Date	Aug 12, 2021
Instrument	219790

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00 (-56.23%) Homeowner's exemption	$9,600 (+260.9%) Land $880 Building $8,720	$100,400 (-) Land $8,800 Building $91,600
2024	$843.00 (+154.68%)	$2,660 (+47.78%) Land $1,760 Building $900	$100,400 (+1,015.56%) Land $8,800 Building $91,600
2023	$331.00 Homeowner's exemption	$1,800 (+8%)	$9,000 (-90.17%) Land $8,800 Building $200
2022	$331.00 Homeowner's exemption	$1,000 Land $880 Building $120	$91,600 Land $8,800 Building $82,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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