Passaic County and Wayne Township property record for 55 Clifford Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,589 sqft · built 1962 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Oct 2022) |
| Tax Bill | $12,056 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01821-0000-00009 |
| Primary APN | 14-01821-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,589 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400483J00022 |
|---|---|
| Street Address | 55 CLIFFORD DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1821 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 246103 |
55 Clifford Dr is owned and occupied by two individuals who bought it in October 2022.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CLIFFORD DR, WAYNE, NJ 07470-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on File |
| Deed Sale | Oct 13, 2022 · Amount on File |
| Prior Sale | Feb 8, 2016 · Amount on File |
| Deed Document Number | 202248681 |
| Deed Book / Page | 4412 / 29 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 13, 2022 |
| Property Address | 55 CLIFFORD DR, WAYNE, NJ 07470-3501 |
| Document Number | 0000048681 |
| Book / Page | D4412 / 29 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022048681 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | MAX TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,152.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 CLIFFORD DR, 55, WAYNE, NJ 07470-3501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 CLIFFORD DR, WAYNE, NJ 07470-3501 |
| Document Number | 0000048682 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022048682 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 55 CLIFFORD DR, WAYNE, NJ 07470-3501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000062111 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | M16631/85 |
| Instrument | 2020062111 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 55 Clifford Dr was $12,056, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,000 (-) Land $126,000 Building $75,000 | $201,000 (-) Land $126,000 Building $75,000 | |
| 2025 | $12,056.00 (+0.88%) | $201,000 Land $126,000 Building $75,000 | $201,000 Land $126,000 Building $75,000 |
| 2024 | $11,951.00 | ||
| 2023 | $201,000 Land $126,000 Building $75,000 | $201,000 Land $126,000 Building $75,000 | |
| 2022 | $11,364.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 55 Clifford Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 units insured incl. 10 condo units |
| Nearby Flood Claims | 13 (1990–2021) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Clifford Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures