Cumberland Town property record for 55 Circuit Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,658 sqft · built 2006 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,187 (Jul 2014) |
| Tax Bill | $7,655 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9115-35 |
| Primary APN | 9115-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| Gross Area | 4,929 sqft |
| 1st Floor Area | 1,147 sqft |
| Basement Area | 1,102 sqft |
| Unfinished Basement | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,237 sqft (0.235 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9115-35 |
|---|---|
| Street Address | 55 CIRCUIT DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 28 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11404 |
55 Circuit Dr is owned and occupied by two individuals who bought it in July 2014.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CIRCUIT DR, CUMBERLAND, RI 02864-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| May 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2014 · Amount on File |
| Deed Sale | Jul 21, 2014 · Amount on File |
| Prior Sale | Mar 22, 2006 · Amount on File |
| Deed Document Number | 201473193 |
| Deed Book / Page | 1653 / 587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 55 CIRCUIT DR, CUMBERLAND, RI 02864-4108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001917-215 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 1917/215 |
| Instrument | 129980 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 55 CIRCUIT DR, CUMBERLAND, RI 02864-4108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1838-795 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 1838/795 |
| Instrument | 113987 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 55 CIRCUIT DR, CUMBERLAND, RI 02864-4108 |
| Document Number | 1737-304 |
| Book / Page | 001737 / 000304 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | 1737-304 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 001737/000304 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 14, 2032 |
The 2026 property tax bill for 55 Circuit Dr was $7,655, down 7.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,655.00 (-7.45%) | $764,700 (+13.44%) Land $217,800 Building $546,900 | $770,813 |
| 2025 | $8,271.00 | $674,100 Land $150,900 Building $523,200 | |
| 2023 | $7,833.00 (+7.57%) | $674,100 (+38.76%) Land $150,900 Building $523,200 | |
| 2022 | $7,282.00 | $485,800 Land $119,200 Building $366,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Circuit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Circuit Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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