55 Circle Rd, Lake Peekskill, NY 10537 Property Records

Putnam County and Putnam Valley Town property record for 55 Circle Rd, Lake Peekskill, NY 10537

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,970 sqft · built 1952
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jul 2019)
Tax Bill	$12,772 (2024)
Deeds & Mortgages	Apr 2017 Construction Loan Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372800 91.26-1-27`

Property Details

APN / Parcel Number

Primary APN	`372800 91.26-1-27`
Alternative APNs	`280009102600010270000000` `040200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,970 sqft Living Area
1st Floor Area	1,188 sqft
Upper Floors Area	594 sqft
Basement Area	1,188 sqft
Finished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	040200
Street Address	55 CIRCLE RD
City	LAKE PEEKSKILL
State	NY
Zip	10537-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LP
Legal Block	1
Legal Lot Number	27.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PUTNAM VALLEY
Census Block Group	2
Census Block	2021
Census Tract	10901

Owner

Source: Putnam County and Putnam Valley Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 CIRCLE RD, LAKE PEEKSKILL, NY 10537-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · Construction Mortgage MAHOPAC BANK
Jul 12, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 6, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit MAHOPAC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2019114302019
Deed Book / Page	2119 / 41
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	55 CROSS RD, PUTNAM VALLEY, NY 10579
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ATTORNEYS TITLE INSURANCE AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067100055
Date	Apr 18, 2017
Book Page	6710/055
Instrument	1601325

Lender

Name	MAHOPAC BANK
Type	Bank
Address	BREWSTER, NY 10509

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 12, 2019
Property Address	55 CROSS RD, PUTNAM VALLEY, NY 10579
Document Number	0021190041
Book / Page	2119 / 041
Map Reference	FILE 185
Instrument Date	Jun 10, 2019
Instrument	11430-2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL PROPERTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	798 UNDERHILL AVE, 798, YORKTOWN HEIGHTS, NY 10598-5519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 ROUTE 9, GARRISON, NY 10524-3204

Mortgage

Document Number	0006935145
Date	Jul 12, 2019
Instrument	6935/145

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

April 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	PUTNAM NY
Property Address	55 CROSS RD, PUTNAM VALLEY, NY 10579
Document Number	0067100066
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEY'S TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	798 UNDERHILL AVE YORKTOWN HEIGHTS NY 105985519, YORKTOWN HEIGHTS, NY 10598-5519

Mortgage

Document Number	0067100066
Date	Apr 18, 2017
Book Page	006710/000066
Instrument	1601327

Lender

Name	MAHOPAC BK
Type	Bank
Address	BREWSTER, NY 10509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Putnam Valley Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Putnam Valley Town
Unified School District	Putnam Valley Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,800 (+7.06%) Land $112,800 Building $309,000	$430,408 (+9.24%)
2024	$12,772.00
2023		$394,000 (+12%) Land $106,400 Building $287,600	$394,000 (+12%) Land $106,400 Building $287,600
2022		$351,800 Land $54,600 Building $297,200	$351,800 Land $54,600 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTINENTAL VILLAGE WD serves 1,509 people · EPA ID NY3903655
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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