55 Circle Dr, Florence, KY 41042 Property Records

Boone County property record for 55 Circle Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1963
Lot Size	0.376 acres (16,392 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2025)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061.12-24-021.00`

Property Details

APN / Parcel Number

Primary APN	`061.12-24-021.00`
Alternative APN	`1591`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Finished Area
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	16,392 sqft (0.376 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55 CIRCLE DR
City	FLORENCE
State	KY
Zip	41042-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 FAIRFIELD 7TH ADD (F2-12-21)
Legal Subdivision	FAIRFIELD 7TH ADD
Legal Lot Number	3
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1006
Census Tract	70202

Owner

55 Circle Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Boone County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 CIRCLE DR, FLORENCE, KY 41042-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Nov 10, 2009 · Amount on File
Deed Document Number	20251165639
Deed Book / Page	1244 / 877
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Jun 25, 2026
Property Address	55 CIRCLE DR, FLORENCE, KY 41042-2436
Document Number	0001268339
Book / Page	4931 / 871
Instrument Date	Jun 18, 2026
Instrument	20261268339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CIRCLE DR, FLORENCE, KY 41042-2436

Mortgage

Document Number	0001268339,
Date	Jun 25, 2026
Book Page	4931/871
Instrument	20261268339

Lender

Name	GENERAL ELECTRIC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 55 Circle Dr was $1,266.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00	$129,200 Land $15,000 Building $114,200
2024			$129,200 (-) Land $15,000 Building $114,200
2023	$1,293.00 (+5.64%)	$129,200 (-) Land $15,000 Building $114,200	$129,200 (-) Land $15,000 Building $114,200
2022	$1,224.00	$129,200 Land $15,000 Building $114,200	$129,200 Land $15,000 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20