Essex County and Montclair Township property record for 55 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,983 sqft · built 1900 |
| Lot Size | 0.273 acres (11,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,000 (Dec 2001) |
| Tax Bill | $21,859 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04302-0000-00007 |
| Primary APN | 13-04302-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,983 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 11,901 sqft (0.273 acres) |
| Lot Dimensions | 170 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130430200007 |
|---|---|
| Street Address | 55 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 70X170 |
| Legal Block | 4302 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16500 |
55 Christopher St is owned and occupied by two individuals who bought it in December 2001.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 8, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2001 · Amount on File |
| Deed Sale | Dec 10, 2001 · Amount on File |
| Deed Book / Page | 5845 / 310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 55 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 2021071423 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021071423 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 55 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Document Number | 0000113497 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 55 CHRISTOPHER ST MONTCLAIR NJ 070424032, MONTCLAIR, NJ 07042-4032 |
| Document Number | 0000113497 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 113497 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 55 Christopher St was $21,859, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $621,700 (-) Land $259,500 Building $362,200 | $621,700 (-) Land $259,500 Building $362,200 | |
| 2025 | $21,859.00 (+3.32%) | $621,700 Land $259,500 Building $362,200 | $621,700 Land $259,500 Building $362,200 |
| 2024 | $21,156.00 | ||
| 2023 | $621,700 Land $259,500 Building $362,200 | $621,700 Land $259,500 Building $362,200 | |
| 2022 | $20,441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Christopher St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Christopher St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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