Flagler County property record for 55 Christopher Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,755 sqft · built 1979 |
| Lot Size | 0.334 acres (14,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $514,000 (May 2025) |
| Tax Bill | $8,712 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7003-00040-0140 |
| Primary APN | 07-11-31-7003-00040-0140 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,759 sqft |
| 1st Floor Area | 1,755 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,540 sqft (0.334 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 656 sqft |
| Pool Area | 1,610 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 55 CHRISTOPHER CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 3 BLOCK 4 LOT 14 OR 116 PG 516 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60105 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 BUFFALO VIEW LN, PALM COAST, FL 32137-9456 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 16, 2022 | Affidavit of Death of Joint Tenant, Transfer TITLE365 COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Deed Document Number | 202522165 |
| Deed Book / Page | 2963 / 65 |
| Prior Transfer Date | Feb 11, 2022 |
| Prior Transfer Doc | 0026681470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 55 CHRISTOPHER CT, PALM COAST, FL 32137-8321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 55 CHRISTOPHER CT, PALM COAST, FL 32137-8321 |
| Document Number | 0026681455 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 2668/1455 |
| Instrument | 2022014100 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 16, 2022 |
| Property Address | 55 CHRISTOPHER CT, PALM COAST, FL 32137-8321 |
| Document Number | 0026681470 |
| Book / Page | 2668 / 1470 |
| Map Reference | MB 6 PG 7 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022014101 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | TITLE365 COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 CHRISTOPHER CT, PALM COAST, FL 32137-8321 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,712.00 (+241.65%) | $479,386 (+123.62%) Land $236,920 Building $242,466 | $479,386 (-1.73%) Land $236,920 Building $242,466 |
| 2024 | $2,550.00 (+3.74%) | ||
| 2023 | $2,458.00 (-21.67%) Homeowner's exemption Widower's exemption Additional exemption filed | $214,375 (+3%) | $487,805 (-0.02%) Land $236,920 Building $250,885 |
| 2022 | $3,138.00 Homeowner's exemption Widower's exemption | $208,131 | $487,897 Land $242,700 Building $245,197 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 318 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 522 units insured incl. 204 condo units |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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