Cattaraugus County and Persia Town property record for 55 Chestnut St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,078 sqft · built 1940 |
| Lot Size | 0.576 acres (25,123 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,000 (Jun 2005) |
| Tax Bill | $961 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 8.084-2-33 |
| Primary APN | 047201 8.084-2-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| 1st Floor Area | 798 sqft |
| Upper Floors Area | 280 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,123 sqft (0.576 acres) |
| Lot Dimensions | 259 ft deep x 97 ft wide |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 260 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0537 |
|---|---|
| Street Address | 55 CHESTNUT ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 06 08 |
| Legal Block | 2 |
| Legal Lot Number | 33.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 CHESTNUT ST, GOWANDA, NY 14070-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2005 · Amount on Record |
| Deed Sale | Jun 24, 2005 · Amount on Record |
| Prior Sale | May 30, 1997 · Amount on Record |
| Deed Book / Page | 3434 / 5001 |
| Prior Transfer Date | Jan 22, 2001 |
| Prior Transfer Doc | 0999000983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | May 18, 2026 |
| Property Address | 55 CHESTNUT ST, GOWANDA, NY 14070-1401 |
| Document Number | 0000005815 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20265815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 CHESTNUT ST, GOWANDA, NY 14070-1401 |
| Document Number | 0000005815, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20265815 |
| Name | RURAL HOUSING SERVICE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $961.00 (+248.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $276.00 (+0.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $69,400 (+13.4%) Land $9,500 Building $59,900 | $69,400 (+13.4%) Land $9,500 Building $59,900 |
| 2024 | $274.00 | ||
| 2023 | $61,200 Land $9,500 Building $51,700 | $61,200 Land $9,500 Building $51,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 124 (1979–2014) |
| Claims Outside the SFHA | 20 of 124 |
| Most Recent Claim | May 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Armstrong.
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